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There’s no place like home. But when something unexpected happens that puts your home at risk, you know you can rely on your My Home insurance from Allianz-Tiriac to quickly fix any unpleasant surprises.

 

My Home Insurance Packages (Progressively Designed):

Confort package
Provide protection in the event of certain risks, as follows:
  • Fire, lightning, explosion, aircraft crash, sonic boom,: covers the costs of replacing the insured property.
  • Natural risks covers the costs of repairing or replacing the insured property in case of damage caused by storms, torrential / freezing rain, strong winds, hail, accidental falling of objects onto the insured building, floods, or landslides.
  • Home assistance: covers the costs of emergency technical assistance services ( plumber, carpenter, glazier, joiner, electrician, locksmith, etc).
  • Third-party / legal liability: covers damages caused to third parties due to accidental acts, negligence, imprudence or omission.
  • Additional expenses: covers expenses incurred after an insured event and/or costs related to temporary accommodation in other location.
  • Earthquake.
EXTRA PACKAGE
Includes all coverages from the Confort Package, with additional protection for:
  • Fire, lightning, explosion, aircraft crash, sonic boom, : covers the costs of repairing or replacing the insured property.
  • Natural risks: covers the costs of repairing or replacing the insured property in case of damage caused by storms, torrential / freezing rain, strong winds, hail, accidental falling of objects onto the insured building, floods, or landslides.
  • Home assistance: covers the costs of emergency technical assistance services ( plumber, carpenter, glazier, joiner, electrician, locksmith, etc).
  • Third-party / legal liability: covers damages caused to third party to due accidental acts, negligence, imprudence or omission.
  • Additional expenses: covers expenses incurred after an insured event and/or costs related to temporary accommodation in another location.
  • Water damages, (up to EUR 2,000): covers damage to the home or/and belongings caused by flooding resulting from accidental pipe bursts and sanitary or HAVC system failures, rising groundwater levels, sewer backup, or the insured’s negligence.
  • Breakable items, (up to EUR 1,000): covers accidental breakage or cracking of fragile items (windows, mirrors, fixed glass in furniture).
  • Theft, (up to the insured amound for Building and Contents): covers theft or attempted theft by burglary and/or robbery related to  the building and/or belongings (damage, destruction, or loss).
  • Vandalism, (up to  the insured amount for Building and Contents): overs intentional damage or destruction caused by unknown third parties, impact from vehicles, or damage caused by animals that do not belong to you, your family, or other relevant insured persons.Accidental damage and short circuit (EUR 500 for Building / EUR 500 for Contents): covers accidental damage to installations and electrical issues affecting household appliances and audio-video equipment.
  • Earthquake.
MAX PACKAGE
The most comprehensive option. It includes all coverages from the Confort and Extra packages, with extended limits and additional risks:
  • Fire, lightning, explosion, aircraft crash, sonic boom, g: covers the costs of repairing or replacing the insured property.
  • Natural risk: covers the costs of repairing or replacing the insured property in case of damage caused by storms, torrential / freezing rain, strong winds, hail, accidental falling of objects onto the insured building, floods, or landslides.
  • Home assistance: covers the costs of emergency tecnhical assistance servicies ( plumber, carpenter, glazier, joiner, electrician, locksmith, etc).
  • Third-party / legal liability: covers damages caused to third parties due to accidental acts, negligence, imprudence or omission.
  • Additional expenses: covers expenses incurred after an insured event and/or costs related to temporary accommodation in another location.
  • Water damages, (up to the insured amount for Building and Contents): covers damage  to the home and/or belongings caused by flooding resulting from accidental pipe bursts and sanitary or HAVC system failures, rising groundwater levels, seweral backup, or the insured’s negligence.
  • Breakable items (EUR 3.000 / EUR 10.000): covers accidental breakage or cracking of fragile items (windows, mirrors, fixed glass in furniture).
  • Theft ( up to the insured amount for Building and Contents): covers theft or attempted theft by burglary and/or robbery related to the building and/or belongings (damage, destruction, or loss).
  • Vandalism ( up to the insured amount  for Building and Contents): covers intentional damage or destruction caused by third party, vehicle impact from outside, damage caused by animals, strikes, or civil unrest.  
  • Accidental damage and short circuit for Building up to EUR 500 /EU R 2,000 / EUR 5,000; Contents up to EUR 500/ EUR 1,500 / EUR 3,000: covers accidental damage to installations and electronical issues affecting household appliance and audio-video equipment.
  • Earthquake.

PAD – Mandatory Home Insurance

 

Along with the facultative household insurance, you have the opportunity to purchase, together or separate, PAD insurance – the mandatory household insurance against earthquakes, landslides and floods, as natural phenomena – regulated by law.

PAD – Mandatory Home Insurance

 

Along with the facultative household insurance, you have the opportunity to purchase, together or separate, PAD insurance – the mandatory household insurance against earthquakes, landslides and floods, as natural phenomena – regulated by law.

How can you acquire My Home insurance and the mandatory PAD insurance from Allianz-Țiriac?

 

Choose the suitable option for you.

Please consult the following information documents:

  • Privacy notice regarding the protection of personal data here.
  • Information notice regarding the Affiliated Agent here.
  • Insurance Product Information Document (PID) – My Home here.
  • Insurance Product Information Document (PID) – PAD here.

Aquire Online

OR

Go in Any branch

 

Please consult the following information documents:

  • Privacy notice regarding the protection of personal data here.
  • Information notice regarding the Affiliated Agent here.
  • Insurance Product Information Document (PID) – My Home here.
  • Insurance Product Information Document (PID) – PAD here.
  • Insurance Terms and Conditions of the My Home - here.
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