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Just as you feel protected when you are insured, you feel even safer if you know your home in insured. For this, we offer you, bassed on the partnership with Allianz Tiriac Asigurari SA, the facultative house insurance My Home, which covers a series of risks, but also allows personalization with additional coverage.

 

My home house insurance contains 3 progressively built insurance packages as follows:

Confort provides protection for risks as natural catastrophes, fire and for civil liability and home assistance
  • Fire, lightning, explosion, sonic boom, failling aircraft: covers the costs related to the repair / replacement of the insured property.
  • Natural catastrophes: covers the repair or replacement costs in case of damage caused by storm, torrential rain, hail, floods, landslides.
  • Home assistance: covers home assistance technical costs in case of urgency ( plumber, carpenter, electrician, etc).
  • Civil Liability: covers the prejudices caused by third party through accidental, negligence, imprudence or omission facts.
  • Insured expenses: covers the expenses made after an insured risk occured and/or the expenses for temporary accommodation in other location.
  • Earthquake.
EXTRA PROVIDES, IN ADDITION TO THE BENEFITS INCLUDED IN THE CONFORT PACKAGE, PROTECTION FOR DAMAGE TO BREAKABLE GOODS, WATER-RELATED DAMAGE, THEFT, VANDALISM, ACCIDENTAL DAMAGE AND SHORT CIRCUITS
  • Fire, lightning, explosion, sonic boom, failling aircraft: covers the costs related to the repair / replacement of the insured property.
  • Natural catastrophes: covers the repair or replacement costs in case of damage caused by storm, torrential rain, hail, floods, landslides.
  • Home assistance: covers home assistance technical costs in case of urgency ( plumber, carpenter, electrician, etc).
  • Civil Liability: covers the prejudices caused by third party through accidental, negligence, imprudence or omission facts.
  • Insured expenses: covers the expenses made after an insured risk occured and/or the expenses for temporary accommodation in other location.
  • Water damages, for EUR 2,000: covers the damages  on home or assets caused by floods as result of: plumbing or air conditioning, incresed high level of groundwater, sewage discharge.
  • Disposable assets, for EUR 1,000: covers the accidental breaking or cracking of the disposable assets (mirrors, glass).
  • Theft, for the sum insured for Building and Contents: covers the theft or theft attempt occured by burglary and/or robbery of the building and/or assets.
  • Vandalism, for the sum insured for Building and Contents: covers the deterioration and the intentional destruction by third party or external factors (car accident, animal collision).  
  • Short circuit and overvoltage, for Building EUR 500/ for Contents EUR 500: covers accidental damage by electrical phenomena at the electronic and audio devices.
  • Earthquake.
MAX COVERS THE WIDEST RANGE OF RISKS OF THE THREE PACKAGES
  • Fire, lightning, explosion, sonic boom, failling aircraft: covers the costs related to the repair / replacement of the insured property.
  • Natural catastrophes: covers the repair or replacement costs in case of damage caused by storm, torrential rain, hail, floods, landslides. 
  • Home assistance: covers home assistance technical costs in case of urgency ( plumber, carpenter, electrician, etc).
  • Civil Liability: covers the prejudices caused by third party through accidental, negligence, imprudence or omission facts.
  • Insured expenses: covers the expenses made after an insured risk occured and/or the expenses for temporary accommodation in other location.
  • Water damages, for the sum insured for Building and Contents: covers the damages  on home or assets caused by floods as result of: plumbing or air conditioning, incresed high level of groundwater, sewage discharge.
  • Disposable assets, for EUR 3.000 / EUR 10.000: covers the accidental breaking or cracking of the disposable assets (mirrors, glass).
  • Theft for the sum insured for Building and Contents: covers the theft or theft attempt occur by burglary and/or robbery of the building and/or assets.
  • Vandalism for the sum insured for Building and Contents: covers the deterioration and the intentional destruction by third party or external factors (car accident, animal collision).    
  • Short circuit and overvoltage for Building EUR 500 /EUR 2.000 /EUR 5.000; Contents EUR 500/ EUR 1.500/ EUR 3.000: covers accidental damage by electrica phenomena at the electronic and audio devices. 
  • Earthquake.

PAD – the compulsory home insurance

 

Along with the facultative home insurance, you have the opportunity to purchase, together or separate, PAD insurance – the mandatory home insurance against earthquakes, landslides and floods, as natural phenomena – issued and regulated by law (see IPID PAD).

See the terms and conditions for  My Home insurance.

See the information document regarding My Home insurance product.

See the Affiliate Agent Information document.

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