Primera, optional insurance for your home – Allianz-Tiriac Asigurari

We know that there’s no place like home.

With Primera home insurance, you can protect your home from various risks it is exposed to, so that you can easily recover your material expenses and start all over again more easily.

Primera supplements mortgage credits taken out through UniCredit Bank, so that you can save time and energy to insure the real estate brought as collateral.

Primera covers the risks in the FLEXA category (fire, lightning, explosion, impact of aircraft and space vehicles), natural disasters and floods generated by pipeline water and includes the “72-hour clause”, which is very useful when the insured events occur successively in a 72-hour interval (see IPID PRIMERA).

PAD – the compulsory home insurance

Along with the Primera home insurance, you have the opportunity to purchase, together or separate, PAD insurance – the mandatory home insurance against earthquakes , landslides and floods, as natural phenomena – issued and regulated by law (see IPID PAD).

 

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Just as you feel protected when you are insured, you feel even safer if you know your home in insured. For this, we offer you, bassed on the partnership with Allianz Tiriac Asigurari SA, the facultative house insurance My Home, which covers a series of risks, but also allows personalization with additional coverage.

 

My home house insurance contains 3 progressively built insurance packages as follows:

Confort provides protection for risks as natural catastrophies, fire and for civil liability and home assistance
  • Fire, lightning, explosion, sonic boom, failling aircraft: covers the costs related to the repair / replacement of the insured property.
  • Natural catastrophies: covers the repair or replacement costs in case of damage caused by storm, torrential rain, hail, floods, landslides.
  • Home assistance: covers home assistance technical costs in case of urgency ( plumber, carpenter, electrician, etc).
  • Civil Liability: covers the prejudices caused by third party through accidental, negligence, imprudence or omission facts.
  • Insured expenses: covers the expenses made after an insured risk occured and/or the expenses for temporary accommodation in other location.
  • Earthquake.
Extra provides additional protection for disposable assets and water damage
  • Fire, lightning, explosion, sonic boom, failling aircraft: covers the costs related to the repair / replacement of the insured property.
  • Natural catastrophies: covers the repair or replacement costs in case of damage caused by storm, torrential rain, hail, floods, landslides.
  • Home assistance: covers home assistance technical costs in case of urgency ( plumber, carpenter, electrician, etc).
  • Civil Liability: covers the prejudices caused by third party through accidental, negligence, imprudence or omission facts.
  • Insured expenses: covers the expenses made after an insured risk occured and/or the expenses for temporary accommodation in other location.
  • Water damages: covers the damages  on home or assets caused by floods as result of: plumbing or air conditioning, incresed high level of groundwater, sewage discharge.
  • Disposable assets: covers the accidental breaking or cracking of the disposable assets (mirrors, glass).
  • Earthquake.
Max provides additional coverages against theft, vandalism, accidental damage and short circuit
  • Fire, lightning, explosion, sonic boom, failling aircraft: covers the costs related to the repair / replacement of the insured property.
  • Natural catastrophies: covers the repair or replacement costs in case of damage caused by storm, torrential rain, hail, floods, landslides. 
  • Home assistance: covers home assistance technical costs in case of urgency ( plumber, carpenter, electrician, etc).
  • Civil Liability: covers the prejudices caused by third party through accidental, negligence, imprudence or omission facts.
  • Insured expenses: covers the expenses made after an insured risk occured and/or the expenses for temporary accommodation in other location.
  • Water damages: covers the damages  on home or assets caused by floods as result of: plumbing or air conditioning, incresed high level of groundwater, sewage discharge.
  • Disposable assets: covers the accidental breaking or cracking of the disposable assets (mirrors, glass).
  • Theft: covers the theft or theft attempt occur by burglary and/or robbery of the building and/or assets.
  • Vandalism: covers the deterioration and the intentional destruction by third party or external factors (car accident, animal collision).    
  • Short circuit and overvoltage: covers accidental damage by electrica phenomena at the electronic and audio devices. 
  • Earthquake.

PAD – the compulsory home insurance

 

Along with the facultative home insurance, you have the opportunity to purchase, together or separate, PAD insurance – the mandatory home insurance against earthquakes, landslides and floods, as natural phenomena – issued and regulated by law (see IPID PAD).

The terms and conditions of the optional insurance can be consulted here.

You can find the information document regarding the insurance product here.

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