Premium Invest, Unit-Linked life insurance product
Are you thinking of an investment plan to support your dreams and future plans? We have a proposal for you: Premium Invest, a Unit Linked life insurance product, in euro, developed by Allianz-Tiriac based on the partnership with UniCredit Bank. This product:
- offers you the opportunity to participate in the performance of international financial markets through three investment programs each with an associated risk class (low, low to medium and medium);
✓ the investment programs are managed by Allianz Tiriac and access Amundi Asset Management* funds;
✓ depending on the risk class, the three investment programs include: investments in shares, bonds, securities or deposits on the money market;
- has also a financial protection component through the insured amount in case of death from accident or illness, as following:
✓ for insured persons of up to 75 years old: the beneficiaries receive both the insured amount, set at 10% of the account value, and the amount accumulated from investments, but not less than the value of the premiums paid.
✓ for insured persons of over 75 years old: only the risk of death from accident is covered, the insured amount being also 10% of the account value, to which is added the amount accumulated from investments. In case of death from illness, the allowance will be equal to the amount accumulated from the investments.
*Amundi Asset Management is one of the largest financial asset managers in the world according to the IPE “Top 500 asset managers” published in June 2020 based on data collected in December 2019.
In accordance with the Regulation (EU) 2019/2088 concerning the sustainability-related disclosures in the financial services sector for investment products , UniCredit Bank SA hereby publishes information on the incorporation of ESG procedures into its insurance advice.
Policy Sustainability-related disclosures in the financial services sector here
Adverse sustainability impacts statement here