UniCreditCard Principal

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Card Principal Card Principal

  • You receive up to 100 lei / billing cycle back from the value of the transactions made with the card to merchants

  • Up to 12 instalments WITHOUT interest in the first 60 days after the card is delivered

  • Up to 50 days of grace period

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UniCreditCard Premium

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Card Premium Card Premium

  • You receive up to 200 lei Cash back/billing cycle from the merchant transactions amount

  • up to 3 instalments WITHOUT interest on purchases of at least 300 lei

  • Free access to business lounges in Otopeni and Vienna Airports

APPLY NOW
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UniCreditCard Principal

 

Enjoy our Payment in Equal Instalments Program! You can reimburse each acquisition of at least 300 lei in a flexible way: you can choose up to 12 instalments with 0% interests, during the first 60 days after you received the card, and up to 36 instalments with annual interests reduced from 26,99% to 16,99%, anywhere in the world.

OUR OFFER AT A GLANCE
  • Use your contactless card and enjoy payments of up to 100 lei, for which you are not required to insert your PIN code. It’s fast because you only place your contactless card near the specialized terminal without having to hand it over to the cashier. The payment can be performed safely only when the amount of money is transmitted by the register to the POS terminal, and you place your contactless card at a 2-4 cm distance to the terminal, thus excluding the chance of accidental payments.
  • Just by one visit to the bank, you receive a credit limit of 700 up to 35,000 lei, according to your income. You have access to 100% of this amount for shopping in stores or online and 40% of the amount when you withdraw money from ATMs or when you request bank transfers to any current account in Romania. The maximum daily transaction limit is 8,000 lei for transactions at retailers or online and 4,000 lei at the ATMs/bank transfers.
  • The minimum amount due must be reimbursed on a monthly basis (not less than 25 lei), and it is composed of the following:
    • 4% of the amounts used in the billing cycle (the period when you can make transactions), except for the amounts reimbursed in instalments on interest;
    • 100% interest, commissions and insurance premiums (as the case may be);
    • 100% instalments on interest;
    • 100% overdrafts;
  • The grace period of maximum 50 days is only valid for payments at retailers and utility payments and you can benefit from it if you reimburse the entire minimum amount due until due date.
  • The interest rates is fixed for the entire contractual period and it fluctuates according to the transaction type:  24,99% for transactions at retailers or online and 26,99% for ATM use.
  • The card is valid for 36 months, with the possibility of automatic renewal. The contractual validity is of 3 (three) years, with the possibility of automatic renewal, according to the terms and conditions stipulated in the agreement.

Equal Instalments Payment Program

  • You can benefit from the Equal Instalments Payment Program at our partner retailers. Visit here for more details;
  • Discounts at partner retailers. Details here.
PROMOTIONS

 

PAYMENT IN INSTALMENTS

You benefit from 0% INTERESTS for the reimbursement in up to 12 instalments for transactions of  at least 300 lei, made with UniCreditCard Principal, during the first 60 days after you received the card.

Set up the number of instalments you want to reimburse by:

  • Calling InfoCenter, to split the transactions in 2-12 instalments without interests
  • Answering the SMS you'll receive after every eligibile transaction with the value and currency of the transaction;
  • Split the transaction directly at the POS devices, in stores flagged with the “Mastercard-Payment in Installments”, in 3, 6, 10, 12 instalments without interests 

Furthermore, you can choose at any time to reimburse transaction of at least 300 lei (individual or cumulative) made with UniCreditCard in up to 36 instalments with fixed interests reduced from 26,99% to 16,99%/year.

Set up the number of instalments you want to reimburse by:

  • Calling InfoCenter, for the split of transactions in 3, 6, 12, 18, 24, 30 or 36 instalments with interests
  • Answering the SMS you'll receive with the value and currency of the transaction:
  • Split the transaction directly at the POS devices, in stores flagged with the Mastercard-Payment in Instalments, in 3, 6, 10, 12 instalments with interests 

 

Read here the Regulations of the promotion, available until 30.09.2021.

BANK TRANSFERS IN INSTALMENTS

Access the amounts on your UniCreditCard easily, by transferring up to 40% of the credit limit for any current account in Romania, with a simple call to InfoCenter. You can reimburse the transferred amount:

  • In up to 36 installments with fixed interests reduced to 16,99%/year;
  • With ZERO FEES for intra or interbank transfers

You can read here the Regulations of the promotion, available until 30.09.2021.

*InfoCenter : 021 200 20 20 (call with normal fees in the landline network of Telekom Romania) or *2020 (call with normal fees in mobile networks Vodafone, Orange, Telekom Romania, RCS&RDS).

LOYALTY PROGRAM

 

UniCredit points      

  • 1% CASH BACK in UniCredit points (1 point = 1 Leu),from the food and non-food transactions with your credit card at national or international merchants from the categories described in the Regulation (for example: supermarket, hypermarket, food market equipped with POS, bakeries, donuts, sweet shops, dairy shops, etc.). Except the transactions for the purchase of specialized products (for example: home appliances, restaurant etc.) which are made on POS payment devices located in the special spaces arranged by the merchant, dedicated to the commercialization of this segment of products, if they are coded, according to the International Cards Organization under which the card is issued, in other categories than those provided in the Regulation.
  • 0.1% CASH BACK for the rest of the transactions made with the credit card at merchants both in Romania, as well as internationally, on POS or online payment devices, falling into other categoriesthan those mentioned above, as well as for the payment of utilities to the authorized beneficiaries. 
  • Maximum points limit: 100 points billing cycle. Points are valid for 12 months.
  • If you activate your credit card within 30 days of card receipt and use it at retailers, you will receive a bonus of 30 UniCredit points;
  • With a single call at out Info Center (“Customer Care Service”), you can transform a multiple of 10 points in lei so you can use the money for future transactions (1 point = 1 leu), but not more than 600 points/call;
  • The points can also be used to pay the card issuing fee / annual administration fee: 30 points for the payment of the annual commission of 39 lei.
  • Details regarding the Loyalty Program available until 30.09.2021 can be found here.
SERVICES
 
  • You can opt for the automatic debit service for the Monthly Minimum Reimbursement Amount or the Total Amount if you have a current account open at UniCredit Bank. UniCredit Bank S.A. is the participant in the Deposit Guarantee Fund in the Banking System; the deposits are guaranteed, as the case may be, by the Fund within the legal limits and terms.
  • You can access at any time the details about your credit card in our Mobile Banking app, that you can download from AppStore or Google Play and activate through a simple call to the InfoCenter. 
  • You can choose the PIN code that you wish by a simple call to Info Center (Customer Care Service). 

 

SAFETY
 
  • The SMS Alert service offers you the possibility to take control over your expenses because you will receive a SMS anytime you perform transactions.
  • The 3D Secure service assures secure online payments as one of the leading safest online payment platforms. You are protected against unauthorized card payments through a free enrollment and use of a dynamic Password for e-payments. If you encounter any error or suspicious transaction, please report it urgently at our Info Center;
  • You can opt for a life insurance which covers the unemployment risks, total invalidity, temporary work incapacity and death by any cause, except for exclusion express cases mentioned in the insurance agreement.

 

HOW MUCH DOES IT COST?
FEE FOR ISSUANCE OF PAYMENT INSTRUMENTS  
Main card   39 LEI
FEE FOR ADMINISTRATION OF PAYMENT INSTRUMENTS
Main card  (payable starting with the second year) 39 LEI/year
Additional card   25 LEI/year 
TRANSACTION FEES
ATM usage fee in UniCredit Bank S.A. network, UniCredit Group network from abroad and Euronet network in Romania 2% of the transaction value
Fee for ATM usage of other banks network in Romania and from abroad 2% + 4 LEI 
Fee for Quasi-cash/Unique transactions 0 LEI 
Card replacement (lost, stolen, deteriorated, destroyed, demagnetized)  25  LEI 
Cash back transaction at POS  1 LEU 
Daily POS(or internet) utilization 8000 LEI / 2000 EUR
Daily ATM utilization 4000 LEI / 1000 EUR
Daily POS(or internet) transactions 10
Fee for balance inquiry (at any ATM)  0.9  LEI
Insurance premium for the used credit  0,5% from the value of the principal used
INTEREST RATE
Annual interest percentage applied to the amount used at retailers from the Credit Limit 24,99%
Annual interest percentage applied to the amount withdrawn at ATMs from the Credit Limit 26,99%
Penalty interest rate   27,99%
FUNCTIONALITIES WITHOUT ADDITIONAL COSTS: 
Card delivery via Courier/ Mail  
Utility payments via Customer Care Service
Mini activity report at ATMs in UniCredit Bank network 
Monthly activity report 
Card blocking/ unblocking (electronic, temporary) 
PIN code setting/ changing/PIN code regeneration 

 

Calculation example:

 

For UniCredit Card Principal with a limit of 5.367 lei, lending period of 3 years (36 months) and a fixed annual interest of 26,99% for ATM usage and 24,99% for transactions at retailers, the monthly amount due (considering equal monthly installments) is 313,71 lei, total payable amount is 7.630,18 lei, with EAR of 31,33%.

EAR is calculated according to legal regulations in force and is comprised of the fixed annual interest, the issuance commission and the annual administration commission of 39 lei, and the ATM (network of other banks in Romania and from abroad) usage fee of 2% + 4 lei. It is considered that the credit line is fully withdrawn, 40% cash at ATM and 60% transactions at retailers, upon approval date and no further transactions are made during the 36 months reimbursement period.

UniCreditCard Premium

 

Each time you buy something, you receive back 2% of the amount spent as UniCredit points, within the limit of 200 lei per transactional cycle, which you can later on change into money on your card and use it for future transactions (1 point = 1 leu). Also, with just 180 points you can request the payment of your annual commission of 200 lei.

OUR OFFER AT A GLANCE
  • Use your contactless card and enjoy payments of up to 100 lei, for which you are not required to insert your PIN code. It’s fast because you only place your contactless card near the specialized terminal without having to hand it over to the cashier. The payment can be performed safely only when the amount of money is transmitted by the register to the POS terminal, and you place your contactless card at a 2-4 cm distance to the terminal, thus excluding the chance of accidental payments;
  • Just by one visit to the bank, you receive a credit limit of 4,000 up to 70,000 lei, according to your income. You have access to 100% of this amount for shopping in stores or online and 40% of the amount when you withdraw money from ATMs or when you request bank transfers to any current account in Romania. The maximum daily transaction limit is 16,000 lei for transactions at retailers or online and 8,000 lei at the ATMs/ bank transfers.
  • The minimum amount due must be reimbursed on a monthly basis (not less than 25 lei), and it is composed of the following:
    • 4% of the amounts used in the billing cycle (he interval of time from the end of one billing, to the next billing statement date), except for the amounts reimbursed in instalments on interest;
    • 100% interest, commissions and insurance premiums (as the case may be);
    • 100% instalments on interest;
    • 100% overdrafts;
  • The grace period of maximum 56 days is only valid for payments at retailers and utility payments and you can benefit from it if you reimburse the entire minimum reimbursement amount until due date.
  • The interest rates is fixed for the entire contractual period and it fluctuates according to the transaction type:  24,99% for transactions at retailers or online and 26,99% for ATM use.
  • The card is valid for 36 months, with the possibility of automatic renewal. The contractual validity is of 3 (three) years, with the possibility of automatic renewal, according to the terms and conditions stipulated in the agreement.

Use the Discountry program and you can benefit of:

  • Payments in Equal Instalments with zero interest rate at our partner retailers. Click here for more details;
  • Discounts at partner retailers. Details here;

Premium MasterCard offers program

You benefit from discounts at MasterCard partners in over 275 locations at restaurants, stores, gyms etc. More details on www.mastercard.com/premium 

PROMOTIONS

 

PAYMENT IN INSTALMENTS

You benefit from 0% INTERESTS for the reimbursement in up to 3 instalments for transactions of  at least 300 lei, made with UniCreditCard Premium, during the first 30 days after you received the card.

Set up the number of instalments you want to reimburse by:

  • Calling InfoCenter, to split the transactions in 2-3 instalments without interests
  • Answering the SMS you'll receive after every eligibile transaction with the value and currency of the transaction;
  • Split the transaction directly at the POS devices, in stores flagged with the “Mastercard-Payment in Instalments”, in 3, 6, 10, 12 instalments without interests 

Furthermore, you can choose at any time to reimburse transaction of at least 300 lei (individual or cumulative) made with UniCreditCard in up to 36 instalments with fixed interests reduced from 26,99% to 16,99%/year.

 

Set up the number of instalments you want to reimburse by:

  • Calling InfoCenter, for the split of transactions in 3, 6, 12, 18, 24, 30 or 36 instalments with interests

Read here the Regulations of the promotion, available until 30.09.2021.

BANK TRANSFERS IN INSTALMENTS

Access the amounts on your UniCreditCard easily, by transferring up to 40% of the credit limit for any current account in Romania, with a simple call to InfoCenter. You can reimburse the transferred amount:

  • In up to 36 instalments with fixed interests reduced frum 26,99% to 16,99%/year;
  • With ZERO FEES for intra or interbank transfers

You can read here the Regulations of the promotion, available until 30.09.2021.

*InfoCenter : 021 200 20 20 (call with normal fees in the landline network of Telekom Romania) or *2020 (call with normal fees in mobile networks Vodafone, Orange, Telekom Romania, RCS&RDS).

LOYALTY PROGRAM

 

UniCredit points

  • 2% CASH BACK in UniCredit points (1 point = 1 Leu),from the food and non-food transactions with your credit card at national or international merchants from the categories described in the Regulation (for example: supermarket, hypermarket, food market equipped with POS, bakeries, donuts, sweet shops, dairy shops, etc.). Except the transactions for the purchase of specialized products (for example: home appliances, restaurant etc.) which are made on POS payment devices located in the special spaces arranged by the merchant, dedicated to the commercialization of this segment of products, if they are coded, according to the International Cards Organization under which the card is issued, in other categories than those provided in the Regulation.
  • 0.1% CASH BACK for the rest of the transactions made with the credit card at merchants both in Romania, as well as internationally, on POS or online payment devices, falling into other categories than those mentioned above, as well as for the payment of utilities to the authorized beneficiaries.
  •  Maximum points limit: 200 points / billing cycle. Points are valid for 12 months.
  • If you activate your credit card within 30 days of card receipt and use it at retailers, you will receive a bonus of 30 UniCredit points;
  • With a single call at out Info Center (“Customer Care Service”), you can transform a multiple of 20 points in lei so you can use the money for future transactions (1 point = 1 leu), but not more than 600 points/call;
  • The points can also be used to pay the card issuing fee / annual administration fee: 180 points for the payment of the annual commission of 200 lei.
  • Details regarding the Loyalty Program available until 30.09.2021 can be found here.
SERVICES
  • You can opt for the automatic debit service for the Monthly Minimum Reimbursement Amount or for the Total Amount if you have a current account open at UniCredit Bank. UniCredit Bank S.A. is the participant in the Deposit Guarantee Fund in the Banking System; the deposits are guaranteed, as the case may be, by the Fund within the legal limits and terms.
  • You can access at any time the details about your credit card in our Mobile Banking app, that you can download from AppStore or Google Play and activate through a simple call to the InfoCenter.
  • You can choose the PIN code that you wish by a simple call to Info Center (Customer Care Service).
  • You have free access to the MasterCard Lounge in the Henri Coanda International Airport in Bucharest and the Vienna International Airport.
  • You have ZERO FEES for cash withdrawal once, every month, during a Friday of your own choosing (to be precise, you benefit from 0 fees for the first ATM transaction made during a Friday for every transactional cycle).

 

SAFETY
  • The SMS Alert service offers you the possibility to take control over your expenses because you will receive a SMS anytime you perform transactions;
  • The 3D Secure service assures secure online payments as one of the leading safest online payment platforms. You are protected against unauthorized card payments through a free enrollment and use of a  dinamic Password for e-payments. If you encounter any error or suspicious transaction, please report it urgently at our Info Center; 
  • You have free benefits from the free travel insurance concluded by UniCredit Consumer Financing IFN, acting as insured party, and issued by Inter Partner Assistance (IPA). Complete terms and conditions of these benefits are available on www.ucfin.ro and can be provided to you in hard copy, at your request.

 

HOW MUCH DOES IT COST?
FEE FOR ISSUANCE OF PAYMENT INSTRUMENTS  
Main card   0 LEI
FEE FOR ADMINISTRATION OF PAYMENT INSTRUMENTS  
Main card   200 LEI/year (payable starting with the first year)
Additional card   50 LEI/year 
TRANSACTION FEES
ATM usage fee in UniCredit Bank S.A. network, UniCredit Group network from abroad and Euronet network in Romania 2% of the transaction value
Fee for ATM usage of other banks network in Romania and from abroad 2% + 4 LEI
Fee for Quasi-cash /Unique transactions 0 LEI
Card replacement (lost, stolen, deteriorated, destroyed, demagnetized)  25  LEI
Cash back transaction at POS  1 LEU 
Fee for balance inquiry (at any ATM)  0.9  LEI
Daily POS(or internet) utilization 16000 LEI / 4000 EUR
Daily ATM utilization 8000 LEI /2000 EUR
Daily POS(or internet) transactions 10
Insurance premium for the used credit  0,5% from the value of the principal used
INTEREST RATE 
Annual interest percentage applied to the amount used at retailers from the Credit Limit 24,99%
Annual interest percentage applied to the amount withdrawn at ATMs from the Credit Limit 26,99%
Penalty interest rate   27,99%
FUNCTIONALITIES WITHOUT ADDITIONAL COSTS: 
Card delivery via Courier/ Mail  
Utility payments via Customer Care Service
Mini activity report at ATMs in UniCredit Bank network 
Monthly activity report 
Card blocking/ unblocking (electronic, temporary) 
PIN code setting/ changing/PIN code regeneration 

 

Calculation example

 

For UniCredit Card Premium with a limit of 5.367 lei, lending period of 3 years (36 months) and a fixed annual interest of 26,99% for ATM usage and 24,99% for transactions at retailers, the monthly amount due (considering equal monthly installments) is 458,74 lei, total payable amount is 7.887,45 lei, with EAR of 39,27%.

EAR is calculated according to legal regulations in force and is comprised of the fixed annual interest, the issuance commission and the annual administration commission of 200 lei, and the ATM (network of other banks in Romania and from abroad) usage fee of 2% + 4 lei.

It is considered that the credit line is fully withdrawn, 40% cash at ATM and 60% transactions at retailers, upon approval date and no further transactions are made during the 36 months reimbursement period.

 

 

 

Online

you can apply online and we will contact you shortly

Info Center

+40 21 200 2020*

Branch

you can visit one of our branches. It is the only trip you will make to our branch. In case the credit card request is approved, the card and the Approval Letter will be sent to the indicated address.

 

 

UniCredit Bank SA acts for UniCredit Consumer Financing IFN S.A. as an exclusive credit intermediary with an auxiliary title.

Required documents

 

UniCreditCard Principal & Premium

  • Identity document (BL/CI);
  • Documents that prove your income, or the Agreement for consulting the ANAF database (can be completed at any UniCredit Bank branch);
  • Credit application – including the agreement to consult the Bureau of Credit and Credit Risk Central.

    • We reserve our right to request, depending on the case, any other documents we might see fit, according to our internal rules of credit.

You may find below the full list of partner merchants where payments in interest-free installments are available.

 

Transactions may be divided in installments directly in stores on the POS devices (except for eMAG and Fashion Days partners where online transactions can be divided into installments according to the conditions presented on the partner's website, in the Payment Methods section), when paying with UniCreditCard issued by UniCredit Consumer Financing.

Partner Number of installments Category
Adidas Romania 3 STIL
  Advira 2-6 AUTO
Airsoft.ro 2-12 SPORT
Altex

6

OFFER ULTIL MARCH 10 2021: 12 

 IT&C
Autochelu SRL 2-24 AUTO
Bijuteria STIL 2-6 JEWELRY
Carbenta 2-6 AUTO
Casa 2002 Impex 12 DIY / HOUSE AND GARDEN
Casa Rusu 6-10 DIY / HOUSE AND GARDEN
Centro Italiano di Implantologia 12 HEALTH
Claunic Auto 2-12 AUTO
Cocktailholidays 2,3 TURISM
CYBERNET AUTO CENTER 2-12 AUTO
Da si Nu 2 JEWELRY
DEDEMAN 3, 6, 9, 12 DIY / HOUSE AND GARDEN
DENTESSE 6,12,20 HEALTH
DOUGLAS 3 STIL
eMAG

Offer until 31.07.2021: 12 or 18 installments for purchases of at least 500 lei

* exclusively for eMAG orders paid online. This installment payment program is not available for eMAG Marketplace orders.

 IT&C
Eyes Optic Center SRL 2-12 HEALTH
Eximtur 2-12 TURISM
EXQUISITE 2-6 JEWELRY
F64 STUDIO SRL 2, 3, 6, 12 IT&C
Fashion Days 3,6 STIL
  Gabionic 2-12 STIL
Gregorio Rizo 2-6 STIL
Hervis Sports 2-12 STIL
Homelux 3,6,9,12 DIY / HOUSE AND GARDEN
iStyle 2, 4, 6, 8, 10 ,12, 24 IT&C
Jysk 2,4,6 DIY / HOUSE AND GARDEN
Koton 2,3 STIL
Lem's 10 DIY / HOUSE AND GARDEN
Martes

3,6,9 or 12 installments (no amount limit) for trading directly on the POS from the approximately 6 locations

 SPORTING GOODS
MEDIA GALAXY

6

OFFER ULTIL MARCH 10 2021: 12

 IT&C
MICRO SERVICE SRL 2-12 DIY / HOUSE AND GARDEN
Mobexpert 2-12 DIY / HOUSE AND GARDEN
Nexxon SRL 2-4 AUTO
Optic Store 2-12 HEALTH
Opticon 2-6 HEALTH
Paneuro 2,3,4,5,6 AUTO
Panifcom 2-6 STIL
PARALELA 45 BARLAD 3,6,12  TURISM
Proeco Gas Systems 2-6 PETROL STATIONS
Reserved 3 STIL
ROYCROFT & ROSS - TAILOR MADE ATTITUDE 2-12 STIL
SOCAR 3 PETROL STATIONS
StradaIT 2-12 IT&C
Studio Moderna 2-12 DIY / HOUSE AND GARDEN
Takko Fashion International 2,3 STIL
Transilvania Travel 6 TURISM
Vet Spot 2-6 HEALTH
Viper Spirit 2,3 STIL
Vodafone 12,24 TELECOMUNICATIONS

Q&A

What is a Card?

It is a payment instrument with an attached credit limit, granted by the lender, which can be used for payments at any trader on “POS” devices, online payments, withdrawals from ATM, utility payments, etc.

I received the credit card. How can I use it/ activate it?

Go to any UniCredit Bank ATM and:

  • introduce your new credit card
  • use the security code you received from us via SMS
  • introduce the PIN you wish to set
  • reintroduce the PIN for confirmation

In case you have not provided us a mobile phone number in order to receive the SMS sent by UniCredit, or you do not have access to the received SMS, call InfoCenter and the activation of the card will be made by one of our operators. 

How can I find out the amount I have to pay?

You can find all information related to expenses, payments performed and the available limit, as well as UniCredit points from the monthly activity report. The monthly account activity report also contains the minimum monthly amount to reimburse that you must pay until the maturity date, as well as the total amount that you can pay until the maturity date to benefit from the grace period.  

You can see the monthly activity report in Online & Mobile Banking/Online Card and you can receive it via email according to your option stipulated in the Credit Card Application Form.

Also, you can contact us any time you wish at +4021 200 20 20 (normal call in the landline network Telekom Romania) or *2020 (normal call in the mobile networks as Vodafone, Orange, Telekom Romania, RDS), service available 24/7.

How much should I pay?

For your comfort, there are many possibilities to pay:

  • The minimum monthly amount to reimburse until the maturity date;
  • The entire monthly amount until the maturity date; in this case, you can benefit from the grace period and you shall not be calculated the interest for the amounts used at traders and utility payments;
  • Any amount between the minimum monthly amount to reimburse and the total monthly amount to pay.
How can I pay for the card?

There are some means by which you can pay the credit card:

  • Automatic debit, if you hold a current account open at UniCredit Bank; you can decide for yourself the amount paid: the minimum monthly amount to reimburse or the total amount to pay;
  • By Online Banking, if you possess this service and a current account at UniCredit Bank;
  • Transfer from another bank;
  • In cash at the cash counters or ATMs (BNA) UniCredit Bank or in PayPoint and SelfPay (ZebraPay) networks;
  • If the amounts used equal 300 lei at a minimum, you can choose the payment in instalments with the interest lower than the card interest, on a period of up to 36 months. You can request for an instalment plan by contacting us at Info Center until the maturity date for the amounts used in the current transaction cycle.
When do I have to reimburse the card?

You may choose the reimbursement date between the two dates available, that is the 5th and the 15th of the month when you apply for the credit card. If the date that you chose is a non-working day, the maturity date shall be considered as the following working day.

What can I do if my card is lost or stolen?

If your card is lost or stolen, please call immediately at our Info Center, at +4021 200 20 20 (normal call in the landline network Telekom Romania) or *2020 (normal call in the mobile networks as Vodafone, Orange, Telekom Romania, RDS). As soon as you reported the loss or the theft of the card, it shall be blocked so as to prevent its unauthorized use. Do not forget that most of the card unauthorized use attempts occur immediately after the card has been lost or stolen.

Can I get an additional credit card upon access to the limit on the credit card?

You can grant access to the card limit by means of an additional credit card. All you need to do is to fill in with the additional applicant an application form in the Branch, to establish the percentage from the credit limit to which the additional credit card shall have access and to provide a copy of the Identity Card pertaining to the additional applicant. All transactions from the additional credit card can be seen on the holder’s activity report.

Who shall be held responsible for the payments for the additional credit card?

Both the holder of the primary card as well as the holder of the additional card have access to the credit limit. Nevertheless, the activity report is sent to the primary holder and it is its responsibility to cover the amounts due.

UniCredit Bank together with Visa offers you the first Infinite Visa Credit Card in Romania.

Visa Infinite Miles & More from UniCredit Bank is specially designed to give you a new dimension of comfort through a mix of exclusive travel benefits.



DETAILS
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