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I enjoy life

with fewer worries



Umbrella

Discover the benefits of the Umbrella life insurance linked to your account and take one worry off your mind.

What is Umbrella?

 

UMBRELLA is a life insurance attached to your current account in RON. When you choose this type of insurance, you benefit from financial protection in case of unexpected events, accidents, and/or illness.

 

With the Umbrella insurance, you’re protected – and you also get cashback!

Activate and play for an Umbrella GOLD or GOLD Plus insurance policy attached to your curent account, and you can benefit from cashback of up 3 monthly premiums (the amount can be 108 / 228 / 348 RON, depending on the number of dependents).

This campaign in valid until June 30, 2026.

More details here.

 

Coverage packages

 Insured Risk Bronze Insured Silver Insured Gold Insured Gold plus
Insured amounts (RON)
Death due to illness 1.000 1.000 1.000 1.000 -
Death due to an accident 80.000 180.000 240.000 240.000 -
Grade I disability resulting from an accident 80.000 180.000 240.000 240.000 -
Surgical interventions resulting from an accident 4.000 4.000 - - -
Surgical interventions resulting from an accident
or illness
- - 4.000 4.000 4.000
Hospitalization resulting from an accident or illness - - 240 / zi 240 / zi 240 / zi
Monthly insurance premium 10 18 36 36 40

 

What should you do in case of claim?

You have access to a simple and fast claim-handling process, entirely online:

Notify the event here
Complete the file and get the resolution
You receive compensation for the covered risks

How can you access the Umbrella product?

To learn more about the product and to sign up for it, please contact us at 021.200.86.13.

The Umbrella product is distributed exclusively through the UniCredit Contact Center.

You cand review the Insurance Terms and Conditions for the Umbrella group life insurance here.

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