Premium transactional offer

PREMIUM transactional offer

Discover our current account offer!

Today you want everything to be possible. And so it is!

Premium is a lifestyle. It is the next level where banking means many opportunities and exclusive experiences with the Premium bank account offer. Welcome!

The advantages of the PREMIUM offer

Access to an extensive range of included operations and products.
Exclusive benefits offered by insurance and services attached to Premium cards*.
Access to consultants with expertise, who can guide you in choosing the investment products that suit your goals.

Be part of the UniCredit Bank universe, where opportunities meet your plans and the PREMIUM current account offer.

Premium debit cards (Mastercard Gold, Mastercard Platinum and Mastercard World Elite**) are your passport to the next level, with included benefits* that meet your needs:

Financial protection in the event of unforeseen events, accidents and/or illness (with Mastercard World Elite**).
Free travel insurance abroad (with any premium debit card included in the offer).
Access to VIP lounges in over 1800 locations of international airports, with the Priority Pass Card (for Mastercard Platinum and Mastercard World Elite** card holders).
Free access to the Mastercard Business Lounge from national airports. Details here.
Mobile phone and smartwatch insurance. Details here. (with Mastercard Gold and Mastercard World Elite**)
Insurance of electronic and household appliances. Details here. (with Mastercard Gold)
Online medical assistance Doctor Chat. Details here. (with Mastercard Gold and Mastercard World Elite**)

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2 current accounts in Lei, 1 current account in Euro and 1 current account in USD.
1 main debit card of your choice: Mastercard Word Elite**/Mastercard Platinum***/Mastercard Gold physical or virtual and 1 main physical debit card Mastercard Standard.
1 supplementary physical debit card of your choice: Mastercard Word Elite/Mastercard Platinum/Mastercard Gold/Mastercard Standard (the supplementary debit card must be of the same type as the main debit card held).
Up to 5 Mastercard Standard virtual debit cards attached to the Lei or Euro account.
Zero fee for interbank payments in Lei.
Zero fee for credit transfer - interbank payments in Lei and foreign currency via Mobile Banking & Online Banking.
Interbank payments in Lei by direct debit.
Cash withdrawals in Lei from the ATMs of UniCredit Bank, Euronet and other banks in Romania, through the debit cards included in the offer, with ZERO fees (also applicable for the supplementary cards attached to them).
Cash withdrawals in foreign currency from ATMs in the network of the UniCredit Group and other banks abroad**** and withdrawals in Euro from the multifunctional BNAs in Romania of UniCredit Bank, through the cards included in the offer (applicable also, for the supplementary cards attached to them), with ZERO fees.

ZERO fee for a full range of banking products and services if you receive a monthly income of min. 12.000 Lei (or currency equivalent) in the current account or you have min. 250.000 Lei (or equivalent in foreign currency) in savings and investments.

Inflow means any amounts coming from salary, pension, self-employed, rent, daily allowance, dividends, copyrights or other legitimate sources of this type, e-Commerce transactions through the Add money option available in Mobile B@nking, being considered eligible inflow.

This type of income are not considered eligible: amounts received in savings accounts, amounts transferred between own accounts, opened in the name of the client at UniCredit Bank, amounts deposited in cash at the bank’s tellers or at BNA cash machines, amounts from matured deposits and/or from the related interests, the amounts from loans granted by the Bank. The minimum eligible income corresponding to the offer can be recorded in any current account held by the client at UniCredit Bank.

If the customer does not cumulatively fulfill the eligibility conditions of the offer for 1 month, on the 10th of the following month, a commission of 50 Lei will be charged (applicable commission for the previous month). Details and particulars regarding the maintenance of the Premium offer for a monthly commission or the termination or transition from one offer to another or on standard conditions.

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Discover how you can benefit from all the advantages of the debit cards in our offer.

See the advantages of our debit cards.

*The benefits related to the card are independent of fulfilling the eligibility conditions of the offer. See all the advantages of Premium cards and choose the right one for you from our debit cards page.

** Mastercard World Elite has a reduced administration fee of 100 Lei/month and an issuance fee of 250 Lei.

*** Mastercard Platinum is included in the offer with 0 (zero) fee, if at least one monthly payment is made at merchants (POS or E-commerce, except for transfer payments to other financial institutions)

**** In the case of cash withdrawals abroad, the operators of the ATMs used may charge additional fees. Before authorizing the transaction, please, read carefully the messages displayed on the ATM screens, to make sure that you have taken note of the cash release conditions in such cases.

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Savings and Investing

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