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We offer an extensive range of products in the financing sphere, from simple financing products to complex, structured financing solutions which go beyond the classic loan.
Short - term loans
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Long-term loans
#InvestEU: EIF and UniCredit agreement to provide EUR 160 million for SMEs* and small mid-caps**in order to sustain their research and innovation activities
The European Investment Fund (EIF) and UniCredit have signed an InnovFin Guarantee agreement to enhance access to finance for small and medium-sized enterprises (SMEs) and small mid-caps in Romania, Serbia, Czech Republic, Bosnia and Herzegovina, Croatia, Hungary, Slovakia in order to sustain their research and innovation activities. This transaction benefits from the support of the European Union through Horizon 2020, the EU's Framework Programme for Research and Innovation (2014-2020), and the European Fund for Strategic Investments (EFSI), the heart of the Investment Plan for Europe.
This guarantee agreement will be instrumental in helping countries in the Western Balkans and Eastern European regions to foster innovation and entrepreneurship and is playing a crucial role in achieving the European Commission's objective of providing the support that will allow improvement of living standards, environment protection, increasing of the sustainability and competitiveness of European industry by helping to support eligible enterprises in creating new jobs.
About EIF
The European Investment Fund (EIF) is part of the European Investment Bank Group. Its central mission is to support Europe's small and medium-sized enterprises (SMEs) and small mid-caps by helping them to access finance. EIF designs and develops venture and growth capital, guarantees and microfinance instruments which specifically target this market segment. In this role, EIF fosters EU objectives in support of innovation, research and development, entrepreneurship, growth, and employment.
About InnovFin
The InnovFin SME Guarantee Facility is established under the “EU InnovFin Finance for Innovators” initiative backed by Horizon 2020. It provides guarantees and counter-guarantees on debt financing of between EUR 25,000 and EUR 7.5 million in order to improve access to loan finance for innovative small and medium-sized enterprises and small mid-caps. The facility is provided by EIF and is granted through financial intermediaries - banks and other financial institutions – in EU member states and associated countries. Under this facility, financial intermediaries are guaranteed by EIF against a proportion of their losses incurred on the debt financing covered under the facility.
Main features of the financing which benefits from InnovFin Guarantee Facility:
Financial benefit transferred to eligible enterprises through InnovFin Guarantee Facility:
*A micro, small or medium company according to European Commission regulation (EC) NO. 800/2008 from August 6th 2008 (Maximum employees number 249 and 50 mil euro turnover or 43 mil euro total assets.
**An enterprise within the meaning of Article 1 of the Title I of the Annex of the Commission Recommendation which has up to 499 employees and is not an SME.
Our experience in the local market ranges from the first real estate developments in Romania to the most recent ones. Our international vision and approach, combined with a sound understanding of regional practices and markets, and the technical implementation capabilities, are strong and clear reasons to choose UniCredit Bank for your real estate developments.
Loans for investments in commercial properties
Furthermore, you can receive assistance with improving and stabilizing the projects' cash flow and the loan parameters through interest rate hedging products.
Loans for residential developments
Furthermore, you get the opportunity to advertise landmark projects among UniCredit Private Banking customers.
Loan Integrated Services
Contact
E-mail: realestate@unicredit.ro
E-mail: infocenter@unicredit.ro
Through an agreement with the European Investment Bank (EIB) and with support from the European Union under the European Fund for Strategic Investments (“EFSI”), we support companies with less than 3000 employees by providing them with access to an invaluable source of lower cost finance for innovative projects, as well as companies that helps economy by creating new jobs for young people.
The EIB strengthens its support for companies by helping them to access new credit lines. The loan maturity is a minimum of 2 years (the actual term of the loan will depend on the economic and technical life of the project financed) and can be used to finance very small projects to investments with a maximum cost of 50 million euros. The EIB’s contribution, however, cannot exceed:
The EIB loan can be used to finance investments and expenditures that are incurred in the development of a beneficiary:
Eligible sectors:
Beneficiaries:
Advantages:
Structured Finance
Investment projects financed by UniCredit Bank include the acquisition of new equipment, as well as the building, expanding or upgrading production facilities. The projects are analyzed individually and the reimbursement options considered are either the cash flow generated by the project itself or cash from current operations.
Syndication
UniCredit Group, benefitting from a strong global expertise in the context of the particular focus on the CEE region, is constantly ranked among the top banks in by prestigious institutions dealing with the syndicated loan market, such as Global Capital (former Euro Week) and Dealogic Loan Analytics. UniCredit Group undertakes roles as Mandated Lead Arranger, Co-arranger, or Participant for international or local transactions, with a particular focus on CEE countries, based on corporate projects that involve complex financing needs and require a significant amount of funding.