Andrei Bratu has extensive experience in UniCredit Bank, having held various managerial roles in the Corporate division, in the product and client management area, as well as in the risk area since 2003, where he coordinated the Underwriting team for more than 6 years. Since January 2019, he has held the position of Executive Vice President Risk Management (CRO) and member of the UniCredit Bank Management Board, and in 2025 he headed the Wholesale Division of Alpha Bank Romania. Andrei is a graduate of the Bucharest Academy of Economic Studies, where he also holds a master's degree.