Apart from permanent access and control over your money, the Visa Gold debit card with contactless technology offers special benefits that can only be enjoyed by Visa Gold cardholders.
You can get free delivery of the card, right at your home! All you need is a mobile phone number registered in a mobile phone network in Romania and make sure that the delivery address is in the territorial coverage area, which you can check here
You have access to Visa Luxury Hotels - a selection of the most elegant hotels from all over the world; this program provides exclusive benefits only for Visa Gold cardholders:
More benefits offered by Visa can be found here .
You can apply online and we will contact you shortly, you can call our Info Center (+4021 200 20 20), or you can visit one of our branches.
|ANNUAL CARD ADMINISTRATION FEE|
|Main card||02 / 200 lei|
|Supplementary Card||140 LEI|
|POS/Internet transaction, national/international||0|
|Cash withdrawal at ATM in UniCredit Group network*||0 LEI1 / 0,2% min 0,5 LEI|
|Cash withdrawal at ATM in other’s banks network in Romania||01/ 1,5% min 7 Lei|
|Cash withdrawal at ATM in other’s banks network from abroad||02/ 1,5% min 7 Lei|
|Cash desk usage fee||2,5% + 7 LEI|
|Balance enquiry at ATM in UniCredit Group network*||0 LEI|
|Balance enquiry at ATM in other’s banks network (in Romania or abroad)||2,5 LEI|
|Quasi-cash transaction||2,5% + 7 LEI|
|Cash Back POS transaction (cash withdrawal at POS)||1 LEU|
|Card replacement (lost, stolen, damaged, change of name)||20 LEI|
|Expired card renewal||20 Lei|
|Unjustified chargeback||30 LEI|
|Currency convertion fee3||1%|
|Emergency card return abroad4||50 EUR|
|Emergency card replacement abroad4||150 EUR|
|Emergency cash disbursement abroad4||100 EUR|
|Limit of transaction at POS/Internet/day||8000 LEI|
|Limit of transaction at ATM||8000 LEI|
|Daily transaction number at POS (or internet)/ATM||10|
1The commission is 0 for customers who fall into one of the following categories: a) they are minors or b) they are between 18-24 years old and make at least one monthly payment: (i) by card at merchants (including online) OR (ii) electronics through Mobile or Internet Banking OR (iii) through the Direct Debit service or c) collects monthly income of min. 700 LEI / equivalent in foreign currency in the current account and make at least one monthly payment: (i) by card to merchants (including online) OR (ii) electronically through Mobile or Internet Banking OR (iii) through the Direct Debit service or d) collects monthly pension in the current account;
2The commission is 0 for clients who receive monthly income of min. 5,000 LEI / equivalent in foreign currency in the current account or hold min. 200,000 LEI / equivalent in foreign currency in savings and investments and make at least one monthly payment: (i) by card to merchants (including online) OR (ii) electronics through Mobile or Internet Banking OR (iii) through the Direct Debit service.
3Applicable for international transactions performed in other currency than EUR, at the exchange rate used by Cards Organizations (Visa/MasterCard) to performed currency exchange between the original transaction currency and the settlement currency (EUR).
4LEI equivalent at Bank’s exchange rate available at the fee posting date. The value of Visa/MasterCard fees is modified based on company policy. Starting with the modification date, it will be applied the new values communicated by Cards Organizations and, in this case, the Bank is not obliged to send a prior notice to the customer.
* UniCredit Group is present in the following countries: Romania, Italy, Austria, Germany, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Poland, Russia, Serbia, Slovakia, Slovenia, Turkey, Ukraine.
Can I make secure online payments with UniCredit Bank debit cards?
Online payments with UniCredit Bank debit cards are subjected to maximum security conditions through the 3D secure service. Applicable only to websites without specific restrictions.
What card information is required for online payments?
For online payments, the following information is required:
Can I cancel a card payment?
If the transaction has not been settled, that is, if it is still processing, you can cancel it by contacting the store. These types of transactions cannot be canceled by contacting the bank.
If the transaction has been settled, that is, if it appears on your account statement, you can dispute it with the bank. The bank will try to recover the amount from the store, via the store’s bank through an operation called “chargeback”.
What are the cards transaction limits and how can I modify (increase/decrease) them?
How do I block my card?
The card can be blocked instantly from the Mobile Banking application or by calling the Info Center service at 021 200 20 20 or * 2020 (from your mobile), non-stop available. Download the Mobile Banking application from the App Store or Google Play and discover all the benefits. More details in the section dedicated to Mobile Banking.
Is the card renewed automatically?
If the card is used on a regular basis, its renewed automatically and sent to your bank branch 30 days before the date it expires (cards expire at the end of the month written on it).
How do I cancel a card?
To cancel a card attached to an account, visit your nearest UniCredit Bank branch.