While everyone is offering “0 commission” for your current account, we’re here to tell you that you don’t have to settle for this alone.

Because starting 21st August 2017, GeniusCont from UniCredit Bank brings you more benefits.


Included Benefits with ZERO commission


Free Debit Card - ZERO administration fee for one main debit card of your choice



Free Monthly account administration  - Current account in LEI with Zero Commission for monthly administration, account receipts or LEI transfers towards any bank in Romania by Online Banking and Mobile Banking



 Cash withdrawal and balance enquiry  at any UniCredit Group ATM (in the country or abroad) with ZERO commission  - As well as in Euronet’s ATM Network in Romania.



 Cash withdrawal at any ATM from Romania with ZERO commission 



Free Mobile Banking and Online Banking  - Check the balances for the accounts associated with your service and transactions, easily pay the bills, make LEI transactions, currency exchanges and save money



Electronic LEI payments towards any bank in Romania with ZERO commission  - The LEI transfers towards any bank in Romania by Online and Mobile Banking (including programmed payment orders)






GeniusCont, the account in Lei for salary payment offers ZERO commissions if the client fulfills all the eligibility criteria regarding the age. monthly inflow or investments-savings products/ monthly access of Mobile Banking, Online Banking or Info SMS, according to each transactional offer conditions.


And if you use Mobile Banking or Online Banking, from August 21st 2017, you’ll get the following benefits



Happy Hour Exchange Rate

Through which you can make currency exchanges at BNR’s exchange rate, for up to 1000 EUR/day*

You get Cash back for utility bills payment

3 lei Monthly for minimum 3 bills payments/month*

+0.15 percentage interest points on deposits

Made through Mobile and Online Banking


*Facilities offered through the “GeniusCont Benefits Program” for a period of time announced by the Bank, according to the terms and conditions available on www.unicredit.ro, in the Useful Documents section.

Exchange rate published by NBR – the exchange rate computed and published by NBR on each banking day, at 1:00 P.M, based on quotations published by intermediaries on the interbank foreign exchange market



Besides the base benefits, choose one of the 6 GeniusCont transactional offers that suits you best.


GeniusCont Clasic

You have a minimum monthly inflow of 700 LEI

You access Mobile Banking, Online Banking or Info SMS on a monthly basis



+besides ZERO commission you get:

  • a free Visa Classic debit Card

GeniusCont Gold

You have a minimum monthly inflow of 5000 LEI or you have savings and investments products of at least 200.000 LEI

You access Mobile Banking, Online Banking or Info SMS on a monthly basis


+ besides ZERO commission you get:

  • a free Visa Gold debit Card
  • ZERO cash withdrawal commission at any ATM, worldwide
  • free foreign international travel insurance

GeniusCont Platinum

You have a minimum monthly revenue inflow of 20.000 LEI or you have savings and investments products of at least 900.000 LEI

You access Mobile Banking, Online Banking or Info SMS on a monthly basis


+besides ZERO commission you get:

  • a freeMasterCard Platinum debit Card
  • ZERO commission for cash withdrawal commission at any ATM, worldwide.
  • a free EUR, USD and GBP current account with no administration costs.
  • free foreign international travel insurance
  • free card protection insurance
  • free access to VIP lounges in from international airports with the Priority Pass card.



GeniusCont Senior

You are cashing the pension





+besides ZERO commission you get:

  • a free Visa Classic debit Card

GeniusCont iCont

You’re between 18 and 24 years old.

You access Mobile Banking, Online Banking or Info SMS on a monthly basis


+ besides ZERO commission you get:

  • a free Visa Clasic / MasterCard Standard debit Card

GeniusCont Junior

You’re under 18 years old





+besides ZERO commission you get:

  • a free Visa ElectronMasterCard Standard debit Card
Mobile Banking
Mobile Banking

The UniCredit branch in your poket

ZERO administration fees

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