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Credit card refinancing

Refinancing service

UniCreditCard Principal or UniCreditCard Premium card give you the chance to refinance other credit cards held with other banks at a lower interest rate than that of the requested card.


Mechanism:

  1. Once the requested credit card limit is approved, the amount required to close cards from other banks will be transferred from the card limit based on information from the last statement report issued for the credit card that will be refinanced.
  2. The customer has the option to pay these amounts as follows:

  • Either by including a percentage in the Minimum monthly payment amount (similar to any purchase transactions). 
  • Or by including that amount in the equal installment payment program payment with an interest rate that is more advantageous.


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