Life insurance protects your family in case of death while you are in the loan period. Furthermore, permanent invalidity by accident is covered. In any case, by complying with the rules of the insurance agreement, the balance of the loan at the time of death is covered by payment of the insurance indemnity by the insurance company.
- Specialized advice directly in branches, offered by qualified and authorized personnel;
- Simple formalities, included in the loan analysis and approval;
- Insurance premium is included in the loan reimbursement plan; the monthly payment is deposited in a chosen account for loan reimbursement, along with the loan installment.
Home insurance entails the PAD insurance, mandatory by law 260/2008 for each real estate owner, that covers damages caused by natural calamities such as earthquakes, earth slides or floods, up to 20,000 euros, as well as an optional insurance that covers damages caused by fire, lightning, explosions and many other events, up to the market value of the real estate. The optional insurance also covers natural calamities that exceed the 20,000 euros in the PAD policy.
You can receive more details and an offer directly from a consultant that will help you find the insurance that best suits your needs.