Skip to main content

When you open a savings account with UniCredit Bank, in lei, euros or American dollars, you receive the flexibility of a current account and the advantage of saving with more convenient interest rates. You can transfer money from your current account into your savings account if you want to save and vise versa at any time. Thus, you won’t lose the interest calculated until you withdraw your money from your savings account. 


Benefits:

  • 0 FEES: Your savings account can be funded any time and is not subjected to activation, administration, or closing fees;
  • FLEXIBLE: You have permanent access to your money if you have the minimum amount required for opening a savings account, i.e. 200 lei / 100 euros /100 American dollars, depending on the currency you choose. You can withdraw cash from your account until you reach the minimum amount, and even over it as long as you notify the bank 30 days in advance. You can also transfer money from your savings account into your current account so that you can cover current expenses.
  • PROFITABLE: The bank provides you with a convenient interest rate for each type of currency, as long as the money deposited in the account exceeds the minimum required amount.


What interest do I receive?


Interest rates apply according to the amounts deposited (tranches) in the savings account. Amounts that exceed each tranche's maximum limit are subject to next tranche's interest rate, in the following manner:

Tranche

Interest rate (% / year)

LEI

EUR

USD

≥100.000

0.45

0.15

0.25

≥ 50.000 - < 100.000

0.40

0.10

0.20

≥10.000 - <50.000

0.35

0.10

0.15

<10.000

0.25

0.05

0.10


The interest will be calculated in relation to the daily balance of the savings account and will be transferred into your current account each month or capitalized in the savings account based off whichever option you choose.

Revenues representing interests resulting from savings instruments are subject to a 16% tax.

UniCredit Bank savings accounts are guaranteed through the Deposit Guarantee Fund in the banking system. The guarantee maximum limit is the lei equivalent of 100,000 euros perdepositor, per bank.


Mobile Phones
Mobile Banking

The UniCredit branch in your poket

ZERO administration fees

Spinning wheel animation

Loading