Credit cards for SMEs

To maintain an accurate account of company expenditures, company credit cards separate personal spending from business spending. You have 24/7 access to your company’s account and can follow your financial circuit online, through the activity report, as well as on the mini financial statement from UniCredit Bank ATMs.

Finance the current needs of your company: you can use the card in METRO stores or at any retailers that display the VISA logo, as well as for online transactions and ATM or cash desk withdrawals.


Benefits:

  • Lower interest for shopping in Romanian METRO stores;
  • Installment payment program at partner retailers - with 0 percent interest or with a fixed interest, lower by 7% as the standard one; 
  • Grace period: up to 50 days, for POS transactions at retailers;
  • National and international availability;
  • Cards are embossed and have a additional security element: a security chip.

How to use it

  • Cash withdrawal (ATMs and cash desks);
  • Payments at retailers (POS or imprinter);
  • Internet transactions;

Transaction limits:

  • Cash withdrawals: 50% from the loan limit;
  • Retailers: 100% from the loan limit.

For emergency situations or additional information regarding your card, contact us at +4021 200 2020.

Spending money

  • Your company’s financial history is taken into account when the maximum loan amount  is established;
  • Card validity is 36 months.

Required documents

Copy of the company’s incorporation documents:

  • Incorporation article;
  • Registration certificate;
  • Confirmation certificate from the Commercial Registry (must be less than 14 days old)
  • Copy of an ID;
  • METRO client badge;
  • Confirmed copies of the following financial documents: The last annual balance sheet, the mid year balance sheet (if it exists), balance sheets related to balances, and the last verifying balance.

This product is dedicated to financing your current needs. You can use the business credit card for shopping at all retailers that display the MasterCard logo, as well as for online transactions and cash withdrawals.


Benefits:

  • Zero interest rate if you reimburse the amounts of money used for payments at retailers within the due date;
  • Installment payment program at partner retailers - with 0 percent interest or with a fixed interest, lower by 7% as the standard one; 
  • Grace period: up to 50 days, for POS transactions at retailers;
  • Zero fee for transactions made at national and international retailers;
  • National and international availability;
  • Cards are embossed and have a additional security element: a security chip.

How to use it

  • Cash withdrawal (ATMs and cash desks);
  • Payments at retailers (POS or imprinter);
  • Internet transactions;
  • Daily transaction limit: 15maximum transactions up to 4.000 lei cash/ 12.000 lei POS;
  • Contactless payments;

Transaction limits:

  • Cash withdrawals: 40% from the loan limit;
  • Retailers: 100% from the loan limit.

For emergency situations or additional information regarding your card, contact us at +4021 200 2020.

Spending money

  • Your company’s financial history is taken into account when the maximum loan amount  is established;
  • Card validity is 24 months;
  • Minimum amount to be reimbursed is 10 or 15% out of the total amount owed to the bank + 100% related fees + 100% interests + 100% monthly installments from the Installment payment program.

Required documents

Copy of the company’s incorporation documents:

  • Copy of the company’s incorporation documents;
  • Incorporation article;
  • Registration certificate;
  • Confirmation certificate from the Commercial Registry (must be less than 14 days old)
  • Copy of ID;
  • Confirmed copies of the following financial documents: the last annual balance sheet, the mid year balance sheet (if it exists), balance sheets related to balances, and the last verifying balance.

Business Mobile
Business Mobile
ZERO administration fees, safe and secure access to your business accounts and cards, anytime, anywhere. 
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